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IPRF

Framework specification

The methodology is the primary artifact. The code demonstrates it.

These eleven documents are the framework itself, rendered directly from docs/framework in the repository — they are not a summary written for a website. Claims are grounded in the public record and cited to primary sources.

  1. 01IPRF Methodologydiagrams

    This is the entry point to the framework specification. It states the problem,

  2. 02Fraud Control Layersdiagrams

    Five layers, each specified by purpose, inputs, outputs, path classification,

  3. 03Latency Modeldiagrams

    The in-path layers operate inside a latency budget. This document derives that

  4. 04False Positive Modeldiagrams

    This document defines how the framework treats false positives, why they are a

  5. 05Threat Model

    Fraud typologies specific to irrevocable instant payments, and which control

  6. 06Reference Architecturediagrams

    The structure that makes the sync/async classification in

  7. 07Assessment Model

    How an institution assesses itself against this framework. This document defines

  8. 08Maturity Model

    Five levels, 0 through 4, applied per category. This document defines what each

  9. 09Resilience Model

    Fraud controls that are unavailable are not fraud controls. This document

  10. 10Growth Couplingdiagrams

    A system exhibits growth coupling when its recovery time is a function of

  11. 11Terminology

    Terms as this framework uses them. Where an industry definition is contested or

Read them in the repository instead: docs/framework